This image by IMJ Graphics was created using Anim8or.  The models were built in Anim8or, and the textures created in Paint Shop.  The shadows were done by making a copy of each model, using asymmetrical scaling to flatten then paper thin.  Then the flat object were given a very transparent, dark gray color.  The image was then rendered in Anim8or.  Finally, Paint Shop Pro 6 was used to add the water and reflections, and glare from the sun.

Run, little lizard, or you'll be somebody's lunch!